Data current as of 2026-10-16 · Sourced from NOAA Storm Events
Over the past five years, the National Oceanic and Atmospheric Administration has recorded 9 hail storms within 25 miles of Palm Harbor, FL. Of those, 4 produced hail at least quarter-size — the threshold most insurance carriers consider potentially damaging to asphalt shingles. The largest reported hail in this window was quarter-sized or larger, which can fracture shingle mat and dent metal flashing on contact. 2026 was the most active year on record locally, with 4 documented hail events.
Check Hail History for a Specific Address in Palm Harbor| Severity | Count | What it means for roofs |
|---|---|---|
| Significant | 4 events | Quarter-size, the standard insurance damage threshold |
| Moderate | 1 event | Marble-size, possible cosmetic damage |
| Minor | 4 events | Pea-size, unlikely to damage modern shingles |
| Year | Reported Hail Events Within 25 mi |
|---|---|
| 2026 | 4 events |
| 2025 | 1 event |
| 2022 | 4 events |
2026 was the busiest hail year on record locally for Palm Harbor, with 4 documented events inside the 25-mile radius. Storm activity in Palm Harbor typically peaks in spring and early summer, when the jet stream pushes Gulf moisture into the area and supercell thunderstorms become more frequent.
| Date | Location | Severity | Size | NOAA Comments |
|---|---|---|---|---|
| 2026-08-29 | 3 NE Moon Lake Estates, FL | Minor | 0.25" | Trained Spotter reported pea size hail. |
| 2026-08-29 | 2 SSE Aripeka, FL | Minor | 0.25" | Public reported hail just before 5PM. Time estimated from radar. |
| 2026-08-29 | 1 SE West Park, FL | Minor | 0.25" | — |
| 2026-03-07 | 3 NNW Carrollwood, FL | Minor | 0.25" | Pea size hail reported from 7:11 PM to 7:15 PM. |
| 2025-06-25 | KENNETH CITY, FL | Significant | 1.00" | Quarter size hail reported in North St Petersburg near 33rd Avenue. |
| 2022-08-08 | KENNETH CITY, FL | Significant | 1.00" | Trained spotter reported quarter size hail near Kenneth City. |
| 2022-07-01 | HOLIDAY, FL | Moderate | 0.75" | Trained Spotter reported hail up to a penny size in Holiday. |
| 2022-05-31 | ELFERS, FL | Significant | 1.00" | Trained spotter reported 1-inch hail near Elfers. |
| 2022-05-31 | ELFERS, FL | Significant | 1.00" | Public reported 1-inch hail near Holiday. |
NOAA has recorded 92 high-wind events within 25 miles of Palm Harbor, FL in the past five years. Of those, 45 reached severe-thunderstorm thresholds (58+ mph). The highest measured gust was 70 mph.
| Severity | Count |
|---|---|
| Severe | 4 events |
| Significant | 41 events |
| Moderate | 47 events |
| Date | Location | Gust (mph) | Severity | NOAA Comments |
|---|---|---|---|---|
| 2026-10-08 | 2 WNW Feather Sound, FL | 40 | Moderate | ASOS station KPIE St Pete-Clearwater Intl. |
| 2026-10-08 | 3 W Macdill Air Force, FL | 39 | Moderate | Mesonet station OPTF1 Old Port Tampa, FL. |
| 2026-09-19 | 2 WNW Feather Sound, FL | 41 | Moderate | ASOS station KPIE St Pete-Clearwater Intl. |
| 2026-09-19 | 6 E Saint Petersburg, FL | 40 | Moderate | Mesonet station XTAM Tampa Bay Cut J. |
| 2026-09-19 | 3 W Macdill Air Force, FL | 41 | Moderate | Mesonet station OPTF1 Old Port Tampa, FL. |
| 2026-09-18 | 1 W Macdill Air Force, FL | 43 | Moderate | AWOS station KMCF MacDill AFB. |
| 2026-09-18 | 3 W Macdill Air Force, FL | 42 | Moderate | Mesonet station OPTF1 Old Port Tampa, FL. |
| 2026-09-07 | 3 NNW Belleair, FL | 40 | Moderate | Buoy station CWBF1 Clearwater Beach Pier 60. |
| 2026-09-07 | 2 NNE Belleair, FL | 43 | Moderate | Mesonet station FW8592 Seminole. |
| 2026-09-01 | 6 E Saint Petersburg, FL | 46 | Significant | Mesonet station XTAM Tampa Bay Cut J. |
| 2026-09-01 | 2 ENE Saint Petersburg, FL | 45 | Moderate | ASOS station KSPG St Petersburg - Albert Whitted. |
| 2026-09-01 | 2 WNW Feather Sound, FL | 44 | Moderate | ASOS station KPIE St Pete-Clearwater Intl. |
| 2026-08-31 | 6 E Saint Petersburg, FL | 45 | Moderate | Mesonet station XTAM Tampa Bay Cut J. |
| 2026-08-31 | 2 ENE Saint Petersburg, FL | 43 | Moderate | ASOS station KSPG St Petersburg - Albert Whitted. |
| 2026-08-30 | 6 E Saint Petersburg, FL | 45 | Moderate | Mesonet station XTAM Tampa Bay Cut J. |
| 2026-08-30 | 2 ENE Saint Petersburg, FL | 45 | Moderate | ASOS station KSPG St Petersburg - Albert Whitted. |
| 2026-08-30 | 3 W Palm River-Clair Me, FL | 40 | Moderate | Mesonet station TPAF1 Tpa Cruise Terminal 2. |
| 2026-08-30 | 4 SSE Tampa, FL | 40 | Moderate | Peter O Knight Airport (KTPF). |
| 2026-08-30 | 3 SE Tampa, FL | 40 | Moderate | Mesonet station Sparkman Channel Entrance. |
| 2026-08-29 | 2 SW Tampa Internationa, FL | 40 | Moderate | ASOS station KTPA Tampa Intl Apt. |
The most recent quarter-size-or-larger hail storm recorded by NOAA within 25 miles of Palm Harbor was on June 25, 2025. HailCheck refreshes from the NOAA Storm Events database daily, so newer events appear here as they are reported.
Palm Harbor averages roughly 2 reported hail events per year within a 25-mile radius. Significant storms (quarter-size or larger) account for 4 of the 9 events recorded over the last five years.
The largest documented hail near Palm Harbor in the last five years was quarter-sized or larger. Most Palm Harbor-area hail falls in the marble-to-quarter range, with destructive storms (egg-size or larger) appearing roughly once every few years.
Most homeowners insurance policies in FL cover hail damage to roofs, siding, and gutters under the dwelling and other-structures coverage. Coverage typically requires the damage to be tied to a verifiable storm date — which is where the NOAA hail history above (and a HAAG-style test square validation) becomes important for the claim file.
Use the HailCheck address search to enter any street address in or near Palm Harbor. HailCheck returns every NOAA hail event within a configurable radius, along with severity bands, dates, and storm narratives for Pro members.
If your property in or near Palm Harbor took on hail during one of the storms above, the standard process for documenting damage is a 10×10 foot test square inspection. A HAAG-trained reviewer counts impact indicators — granule displacement, mat fractures, and bruising — within the marked square and produces a PASS or FAIL document for the claim file.
HailCheck offers a $99 photo-based HAAG-style test square validation. You submit photos from the field, our reviewer evaluates the impact indicators and cross-references the NOAA storm dates listed above, and a written PASS/FAIL determination is returned within one business day. We do not send anyone to the roof — the validation is built around the photos you submit.
Learn About $99 HAAG-Style ValidationPalm Harbor sits east of the traditional hail alley, where hail events are less frequent than the central plains but tend to be associated with strong squall lines and tropical systems. Local roof systems are less commonly hardened for hail, which can mean even moderate impacts produce claim-worthy damage.