Data current as of 2026-10-16 · Sourced from NOAA Storm Events
Over the past five years, the National Oceanic and Atmospheric Administration has recorded 22 hail storms within 25 miles of Panama City, FL. Of those, 16 produced hail at least quarter-size — the threshold most insurance carriers consider potentially damaging to asphalt shingles. The largest reported hail in this window was egg-sized, which can fracture shingle mat and dent metal flashing on contact. 2026 was the most active year on record locally, with 7 documented hail events.
Check Hail History for a Specific Address in Panama City| Severity | Count | What it means for roofs |
|---|---|---|
| Destructive | 1 event | Egg-size, expect mat fractures and gutter damage |
| Severe | 5 events | Ping pong-size, granule loss and bruising common |
| Significant | 10 events | Quarter-size, the standard insurance damage threshold |
| Moderate | 4 events | Marble-size, possible cosmetic damage |
| Minor | 2 events | Pea-size, unlikely to damage modern shingles |
| Year | Reported Hail Events Within 25 mi |
|---|---|
| 2026 | 7 events |
| 2025 | 4 events |
| 2024 | 5 events |
| 2023 | 4 events |
| 2022 | 2 events |
2026 was the busiest hail year on record locally for Panama City, with 7 documented events inside the 25-mile radius. Storm activity in Panama City typically peaks in spring and early summer, when the jet stream pushes Gulf moisture into the area and supercell thunderstorms become more frequent.
| Date | Location | Severity | Size | NOAA Comments |
|---|---|---|---|---|
| 2026-08-19 | Bayou George, FL | Moderate | 0.88" | Nickel size hail in Bayou George, Florida. |
| 2026-07-18 | 2 WSW Southport, FL | Minor | 0.25" | mPING report of pea size hail. |
| 2026-07-08 | 2 E Riverside, FL | Moderate | 0.88" | Social media report. |
| 2026-07-08 | 3 SSW Crystal Lake, FL | Moderate | 0.50" | Viewer report of half-inch hail. |
| 2026-07-08 | 2 ESE Riverside, FL | Significant | 1.00" | — |
| 2026-07-08 | 2 E Riverside, FL | Significant | 1.25" | Near Long Lake. |
| 2026-04-01 | Singer Road, FL | Minor | 0.25" | video of small hail from Singer Road about 2 miles from Econfina Creek. |
| 2025-07-22 | SOUTHPORT, FL | Moderate | 0.75" | — |
| 2025-07-22 | VICKSBURG, FL | Significant | 1.00" | — |
| 2025-07-15 | GREENHEAD, FL | Significant | 1.00" | — |
| 2025-06-25 | VICKSBURG, FL | Significant | 1.00" | — |
| 2024-05-10 | PARKER, FL | Significant | 1.00" | — |
| 2024-01-09 | MAGNOLIA BEACH, FL | Severe | 1.75" | — |
| 2024-01-09 | MAGNOLIA BEACH, FL | Severe | 1.75" | — |
| 2024-01-09 | SOUTHPORT, FL | Destructive | 2.00" | — |
| 2024-01-09 | WEST PANAMA CITY, FL | Significant | 1.25" | The WJHG TV station reported 1.25 inch hail at the station. |
| 2023-04-27 | LYNN HAVEN, FL | Severe | 1.75" | — |
| 2023-04-27 | VICKSBURG, FL | Severe | 1.75" | Numerous reports of golf ball sized hail were received. |
| 2023-04-27 | SOUTHPORT, FL | Severe | 1.50" | This 1.5 inch hail report was obtained from mping. |
| 2023-04-27 | GULF RESORT BEACH, FL | Significant | 1.25" | Quarter to half dollar sized hail was reported at the intersection of Highway 79 and 98. |
NOAA has recorded 91 high-wind events within 25 miles of Panama City, FL in the past five years. Of those, 79 reached severe-thunderstorm thresholds (58+ mph). The highest measured gust was 81 mph.
| Severity | Count |
|---|---|
| Severe | 24 events |
| Significant | 55 events |
| Moderate | 12 events |
| Date | Location | Gust (mph) | Severity | NOAA Comments |
|---|---|---|---|---|
| 2026-09-20 | 6 NE West Bay, FL | 40 | Moderate | KECP ASOS station recorded a wind gust of 40 mph. |
| 2026-09-12 | 1 WNW Millville, FL | 40 | Moderate | The Hazcam Alert station in Panama City measured a 40-mph gust. |
| 2026-08-19 | 1 WNW Millville, FL | 49 | Significant | Panama City HAZCAM recorded 49 mph gust at the Hospital. |
| 2026-07-18 | 1 WNW Inlet Beach, FL | 46 | Significant | HAZCAM weather station measured wind gust of 46 mph. |
| 2026-07-18 | 5 NE West Bay, FL | 43 | Moderate | ASOS station KECP Panama City. |
| 2026-07-13 | 4 ESE Callaway, FL | 40 | Moderate | Ambient station gusted to 40 mph. |
| 2026-07-13 | 2 NNE Callaway, FL | 41 | Moderate | Ambient station gusted to 41 mph. |
| 2026-07-13 | 1 SE Springfield, FL | 39 | Moderate | Ambient station gusted to 39 mph. |
| 2026-06-25 | 2 N Magnolia Beach, FL | 41 | Moderate | Weatherstem station reported a 41 mph wind gust. |
| 2026-06-19 | 2 NW Brannonville, FL | 46 | Significant | Ambient weather station measured wind gust of 46 mph. |
| 2026-06-19 | 1 WNW Lynn Haven, FL | 40 | Moderate | Ambient weather station measured wind gust of 40 mph. |
| 2026-06-19 | 1 NNW Lynn Haven, FL | 45 | Moderate | Ambient weather station measured wind gust of 45 mph. |
| 2026-06-19 | 2 NW Lynn Haven, FL | 48 | Significant | Ambient Station measured wind gust if 48 mph. |
| 2026-06-19 | 1 SE Gulf Resort Beach, FL | 49 | Significant | Buoy station PCBF1 Panama City Beach, FL. |
| 2026-06-18 | RIVERSIDE, FL | 58 | Significant | A blown transformer was reported on Carters Circle in Greenhead. |
| 2026-06-16 | PANAMA CITY, FL | 58 | Significant | A utility line was down near Caldwell Drive. |
| 2026-06-16 | DIREGO PARK, FL | 58 | Significant | A power line was down near Home Depot entrance. |
| 2026-06-16 | 6 NE West Bay, FL | 43 | Moderate | KECP measured a 43 mph wind gust. |
| 2026-06-16 | 1 WNW Saint Andrews Sta, FL | 57 | Significant | HAZCAM station in Panama City reports a 57 mph wind gust. |
| 2026-06-16 | VICKSBURG, FL | 58 | Significant | A tree was down on a power line on Highway 388. |
The most recent quarter-size-or-larger hail storm recorded by NOAA within 25 miles of Panama City was on July 8, 2026. HailCheck refreshes from the NOAA Storm Events database daily, so newer events appear here as they are reported.
Panama City averages roughly 4 reported hail events per year within a 25-mile radius. Significant storms (quarter-size or larger) account for 16 of the 22 events recorded over the last five years.
The largest documented hail near Panama City in the last five years was egg-sized. Most Panama City-area hail falls in the marble-to-quarter range, with destructive storms (egg-size or larger) appearing roughly once every few years.
Most homeowners insurance policies in FL cover hail damage to roofs, siding, and gutters under the dwelling and other-structures coverage. Coverage typically requires the damage to be tied to a verifiable storm date — which is where the NOAA hail history above (and a HAAG-style test square validation) becomes important for the claim file.
Use the HailCheck address search to enter any street address in or near Panama City. HailCheck returns every NOAA hail event within a configurable radius, along with severity bands, dates, and storm narratives for Pro members.
If your property in or near Panama City took on hail during one of the storms above, the standard process for documenting damage is a 10×10 foot test square inspection. A HAAG-trained reviewer counts impact indicators — granule displacement, mat fractures, and bruising — within the marked square and produces a PASS or FAIL document for the claim file.
HailCheck offers a $99 photo-based HAAG-style test square validation. You submit photos from the field, our reviewer evaluates the impact indicators and cross-references the NOAA storm dates listed above, and a written PASS/FAIL determination is returned within one business day. We do not send anyone to the roof — the validation is built around the photos you submit.
Learn About $99 HAAG-Style ValidationPanama City sits east of the traditional hail alley, where hail events are less frequent than the central plains but tend to be associated with strong squall lines and tropical systems. Local roof systems are less commonly hardened for hail, which can mean even moderate impacts produce claim-worthy damage.