Georgetown Hail — Storm History & NOAA Data for Georgetown, KY

Data current as of 2026-10-16 · Sourced from NOAA Storm Events

Over the past five years, the National Oceanic and Atmospheric Administration has recorded 42 hail storms within 25 miles of Georgetown, KY. Of those, 37 produced hail at least quarter-size — the threshold most insurance carriers consider potentially damaging to asphalt shingles. The largest reported hail in this window was baseball-sized or larger, which can fracture shingle mat and dent metal flashing on contact. 2022 was the most active year on record locally, with 16 documented hail events.

Hail Severity Breakdown — Georgetown Area (Last 5 Years)

Georgetown Hail Storms by Year

2022 was the busiest hail year on record locally for Georgetown, with 16 documented events inside the 25-mile radius. Storm activity in Georgetown typically peaks in spring and early summer, when the jet stream pushes Gulf moisture into the area and supercell thunderstorms become more frequent.

Notable Recent Georgetown Hail Storms

• February 19, 2026 — Significant hail (quarter-sized or larger) reported near VILEY. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Georgetown-area properties.
• February 19, 2026 — Significant hail (quarter-sized or larger) reported near LITTLE TEXAS. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Georgetown-area properties.
• February 19, 2026 — Significant hail (quarter-sized or larger) reported near SOUTH ELKHORN. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Georgetown-area properties.
• February 19, 2026 — Significant hail (quarter-sized or larger) reported near LEXINGTON. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Georgetown-area properties.
• May 16, 2025 — Significant hail (quarter-sized or larger) reported near ALTON. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Georgetown-area properties.

Recent Hail Events Near Georgetown

Wind Storm History — Georgetown Area (Last 5 Years)

NOAA has recorded 186 high-wind events within 25 miles of Georgetown, KY in the past five years. Of those, 186 reached severe-thunderstorm thresholds (58+ mph). The highest measured gust was 96 mph.

Recent Wind Events Near Georgetown

Frequently Asked Questions About Georgetown Hail

When was the last major hail storm in Georgetown, KY?

The most recent quarter-size-or-larger hail storm recorded by NOAA within 25 miles of Georgetown was on February 19, 2026. HailCheck refreshes from the NOAA Storm Events database daily, so newer events appear here as they are reported.

How often does it hail in Georgetown?

Georgetown averages roughly 8 reported hail events per year within a 25-mile radius. Significant storms (quarter-size or larger) account for 37 of the 42 events recorded over the last five years.

How big does hail typically get in Georgetown?

The largest documented hail near Georgetown in the last five years was baseball-sized or larger. Most Georgetown-area hail falls in the marble-to-quarter range, with destructive storms (egg-size or larger) appearing roughly once every few years.

Does my insurance cover hail damage in KY?

Most homeowners insurance policies in KY cover hail damage to roofs, siding, and gutters under the dwelling and other-structures coverage. Coverage typically requires the damage to be tied to a verifiable storm date — which is where the NOAA hail history above (and a HAAG-style test square validation) becomes important for the claim file.

How do I check hail history for a specific Georgetown address?

Use the HailCheck address search to enter any street address in or near Georgetown. HailCheck returns every NOAA hail event within a configurable radius, along with severity bands, dates, and storm narratives for Pro members.

What a HAAG-Style Test Square Validation Means in Georgetown

If your property in or near Georgetown took on hail during one of the storms above, the standard process for documenting damage is a 10×10 foot test square inspection. A HAAG-trained reviewer counts impact indicators — granule displacement, mat fractures, and bruising — within the marked square and produces a PASS or FAIL document for the claim file.

HailCheck offers a $99 photo-based HAAG-style test square validation. You submit photos from the field, our reviewer evaluates the impact indicators and cross-references the NOAA storm dates listed above, and a written PASS/FAIL determination is returned within one business day. We do not send anyone to the roof — the validation is built around the photos you submit.

Why Georgetown's Location Matters for Hail

Georgetown sits east of the traditional hail alley, where hail events are less frequent than the central plains but tend to be associated with strong squall lines and tropical systems. Local roof systems are less commonly hardened for hail, which can mean even moderate impacts produce claim-worthy damage.

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