Florence Hail — Storm History & NOAA Data for Florence, KY

Data current as of 2026-10-16 · Sourced from NOAA Storm Events

Over the past five years, the National Oceanic and Atmospheric Administration has recorded 37 hail storms within 25 miles of Florence, KY. Of those, 22 produced hail at least quarter-size — the threshold most insurance carriers consider potentially damaging to asphalt shingles. The largest reported hail in this window was egg-sized, which can fracture shingle mat and dent metal flashing on contact. 2025 was the most active year on record locally, with 11 documented hail events.

Hail Severity Breakdown — Florence Area (Last 5 Years)

Florence Hail Storms by Year

2025 was the busiest hail year on record locally for Florence, with 11 documented events inside the 25-mile radius. Storm activity in Florence typically peaks in spring and early summer, when the jet stream pushes Gulf moisture into the area and supercell thunderstorms become more frequent.

Notable Recent Florence Hail Storms

• March 4, 2026 — Destructive hail (egg-sized) reported near Sharonville. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Florence-area properties.
• April 30, 2025 — Significant hail (quarter-sized or larger) reported near ERLANGER. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Florence-area properties.
• April 14, 2025 — Significant hail (quarter-sized or larger) reported near INDEPENDENCE. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Florence-area properties.
• April 14, 2025 — Significant hail (quarter-sized or larger) reported near UNION. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Florence-area properties.
• April 14, 2025 — Significant hail (quarter-sized or larger) reported near HUEYS CORNER. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Florence-area properties.

Recent Hail Events Near Florence

Wind Storm History — Florence Area (Last 5 Years)

NOAA has recorded 236 high-wind events within 25 miles of Florence, KY in the past five years. Of those, 235 reached severe-thunderstorm thresholds (58+ mph). The highest measured gust was 81 mph.

Recent Wind Events Near Florence

Frequently Asked Questions About Florence Hail

When was the last major hail storm in Florence, KY?

The most recent quarter-size-or-larger hail storm recorded by NOAA within 25 miles of Florence was on March 4, 2026. HailCheck refreshes from the NOAA Storm Events database daily, so newer events appear here as they are reported.

How often does it hail in Florence?

Florence averages roughly 7 reported hail events per year within a 25-mile radius. Significant storms (quarter-size or larger) account for 22 of the 37 events recorded over the last five years.

How big does hail typically get in Florence?

The largest documented hail near Florence in the last five years was egg-sized. Most Florence-area hail falls in the marble-to-quarter range, with destructive storms (egg-size or larger) appearing roughly once every few years.

Does my insurance cover hail damage in KY?

Most homeowners insurance policies in KY cover hail damage to roofs, siding, and gutters under the dwelling and other-structures coverage. Coverage typically requires the damage to be tied to a verifiable storm date — which is where the NOAA hail history above (and a HAAG-style test square validation) becomes important for the claim file.

How do I check hail history for a specific Florence address?

Use the HailCheck address search to enter any street address in or near Florence. HailCheck returns every NOAA hail event within a configurable radius, along with severity bands, dates, and storm narratives for Pro members.

What a HAAG-Style Test Square Validation Means in Florence

If your property in or near Florence took on hail during one of the storms above, the standard process for documenting damage is a 10×10 foot test square inspection. A HAAG-trained reviewer counts impact indicators — granule displacement, mat fractures, and bruising — within the marked square and produces a PASS or FAIL document for the claim file.

HailCheck offers a $99 photo-based HAAG-style test square validation. You submit photos from the field, our reviewer evaluates the impact indicators and cross-references the NOAA storm dates listed above, and a written PASS/FAIL determination is returned within one business day. We do not send anyone to the roof — the validation is built around the photos you submit.

Why Florence's Location Matters for Hail

Florence sits east of the traditional hail alley, where hail events are less frequent than the central plains but tend to be associated with strong squall lines and tropical systems. Local roof systems are less commonly hardened for hail, which can mean even moderate impacts produce claim-worthy damage.

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