St. Charles Hail — Storm History & NOAA Data for St. Charles, MO

Data current as of 2026-10-16 · Sourced from NOAA Storm Events

Over the past five years, the National Oceanic and Atmospheric Administration has recorded 347 hail storms within 25 miles of St. Charles, MO. Of those, 332 produced hail at least quarter-size — the threshold most insurance carriers consider potentially damaging to asphalt shingles. The largest reported hail in this window was baseball-sized or larger, which can fracture shingle mat and dent metal flashing on contact. 2026 was the most active year on record locally, with 155 documented hail events.

Check Hail History for a Specific Address in St. Charles

Hail Severity Breakdown — St. Charles Area (Last 5 Years)

SeverityCountWhat it means for roofs
Catastrophic3 eventsBaseball+ size, structural roof damage likely
Destructive32 eventsEgg-size, expect mat fractures and gutter damage
Severe85 eventsPing pong-size, granule loss and bruising common
Significant212 eventsQuarter-size, the standard insurance damage threshold
Moderate14 eventsMarble-size, possible cosmetic damage
Minor1 eventPea-size, unlikely to damage modern shingles

St. Charles Hail Storms by Year

YearReported Hail Events Within 25 mi
2026155 events
2025136 events
202426 events
202327 events
20222 events
20211 event

2026 was the busiest hail year on record locally for St. Charles, with 155 documented events inside the 25-mile radius. Storm activity in St. Charles typically peaks in spring and early summer, when the jet stream pushes Gulf moisture into the area and supercell thunderstorms become more frequent.

Notable Recent St. Charles Hail Storms

Recent Hail Events Near St. Charles

DateLocationSeveritySizeNOAA Comments
2026-09-17 1 SW Saint Paul, MO Significant 1.00" —
2026-06-25 Saint Peters, MO Moderate 0.75" —
2026-06-25 ST PETERS, MO Moderate 0.75" —
2026-05-18 1 NNE Oakville, MO Moderate 0.70" NWS employee reported dime-size hail.
2026-05-04 1 SSE Wood River, IL Moderate 0.70" —
2026-05-04 Saint Ann, MO Moderate 0.50" Half-inch hail estimate near Ashby and St. Charles Rock Road.
2026-05-04 3 NW Alton, IL Moderate 0.70" —
2026-05-04 1 NE Alton, IL Severe 1.75" Report from mPING: Golf Ball (1.75 in.).
2026-05-04 Alton, IL Significant 1.00" —
2026-05-04 1 S Godfrey, IL Severe 1.75" —
2026-05-04 3 SW Godfrey, IL Significant 1.00" Report from mPING: Quarter (1.00 in.).
2026-05-04 Elsah, IL Minor 0.25" —
2026-05-04 3 W Alton, IL Destructive 2.00" Email report showing 2 inch stone next to tape measure. time estimated from radar.
2026-05-04 2 W Hazelwood, MO Moderate 0.70" Spotter estimated dime size hail fell near McDonnell Blvd and I-270.
2026-05-04 Overland, MO Moderate 0.70" Pea to dime size hail falling in Overland. Multiple reports have originated from this area.
2026-05-04 2 NW Alton, IL Severe 1.50" Report from mPING: Ping Pong Ball (1.50 in.).
2026-05-03 GODFREY, IL Severe 1.75" —
2026-05-03 FAIRMONT, IL Destructive 2.00" —
2026-05-03 FAIRMONT, IL Severe 1.50" —
2026-05-03 FAIRMONT, IL Significant 1.00" —

Wind Storm History — St. Charles Area (Last 5 Years)

NOAA has recorded 157 high-wind events within 25 miles of St. Charles, MO in the past five years. Of those, 157 reached severe-thunderstorm thresholds (58+ mph). The highest measured gust was 100 mph.

SeverityCount
Destructive1 event
Severe111 events
Significant45 events

Recent Wind Events Near St. Charles

DateLocationGust (mph)SeverityNOAA Comments
2026-07-11 3 ESE Kampville, MO 63 Significant Corrects previous tstm wnd dmg report from 3 ESE Kampville. Corrects previous non-tstm wnd gst report from 3 ESE Kampville. backyard weather station in New Town measured 63 mph.
2026-06-25 KAMPVILLE, MO 60 Significant A severe thunderstorm produced strong winds which brought down power lines and caused damage to trees.
2026-06-25 FERGUSON, MO 58 Significant A thunderstorm produced strong winds which snapped a large tree. The tree fell onto a garage and damaged it.
2026-06-11 FENTON, MO 58 Significant Thunderstorm winds snapped a 1-2 foot diameter tree branch in Sunset Hills.
2026-06-01 OVERLAND, MO 58 Significant Thunderstorm winds downed a tree onto a home on Maddox and Fowler in Overland.
2026-04-28 Saint Ann, MO 60 Significant power outage as the wind gust moved in.
2026-04-27 ELLISVILLE, MO 70 Severe Thunderstorm winds caused a swath of tree damage extending from Wildwood northeastward through Spanish Lake. The same storm produced damage in Franklin County, so it's likely there was damage southwest of Ellisville as well. Large trees were downed, with one landing on a home near Clarkson Valley and others falling onto cars in Saint Ann. Thunderstorm winds also removed shingles from a home near Saint John and collapsed 4 buildings in Florissant.
2026-04-27 ARGENTVILLE, MO 58 Significant Thunderstorm winds downed power lines on Ethlyn Road.
2026-04-27 TOWER GROVE, MO 58 Significant Thunderstorm winds downed one power line on McCausland and one small tree at IKEA.
2026-04-27 FERNRIDGE, MO 60 Significant Thunderstorm winds uprooted multiple trees in Creve Coeur.
2026-04-17 CAPPELN, MO 75 Severe Thunderstorm winds caused damage to power poles across the far western portion of the county, extending from New Melle north into Wentzville and Flint Hill. Along its path, there were multiple reports of snapped trees/branches, snapped power poles, downed lines, one downed transformer, and one home with shingles missing from its roof near New Melle. This thunderstorm went on to produce additional wind damage in Lincoln County.
2026-04-17 HARVESTER, MO 58 Significant Thunderstorm winds knocked a tree onto a powerline.
2026-04-17 ETHLYN, MO 81 Severe Thunderstorm winds snapped power poles and numerous tree limbs from just north of Flint Hill northeast to Winfield. Near Old Monroe a farm outbuilding was collapsed, the siding peeled from a home, and the roof removed from a mobile home.
2026-04-15 BALLWIN, MO 58 Significant Thunderstorm winds caused a large tree limb to fall onto a house.
2026-03-15 DES PERES, MO 64 Severe Thunderstorm winds blew open a strong steel door in Des Peres before splitting a Bradford Pear tree into 2 near Webster Groves. Winds then blew down tree limbs up to 8 inches in diameter along Green Park Industrial Drive 1 mile southeast of Lakeshire.
2026-03-11 ORCHARD FARM, MO 75 Severe Thunderstorm winds caused damage to multiple structures in St. Charles County. A roof was removed from an older, open-side car/boat shed along Wilson Road in St. Charles. A barn in northwest St. Charles County sustained significant damage. Winds also broke 3 power poles.
2025-08-17 (STL)LAMBERT FLD ST, MO 58 Significant The ASOS at Lambert International Airport measured a wind gust of 58 mph from microburst winds. Shortly after, a large oak tree fell onto a home causing significant damage.
2025-08-12 MILTON, IL 69 Severe Thunderstorm winds knocked down power lines and caused damage to structures near Alton.
2025-07-16 GODFREY, IL 58 Significant Thunderstorm winds downed a tree in the Godfrey area.
2025-07-16 JERSEYVILLE, IL 60 Significant A HAM radio operator reported 60 mph wind gusts and up to 8 inch tree limbs down near Bluebird Lane and Illinois Route 109.

Frequently Asked Questions About St. Charles Hail

When was the last major hail storm in St. Charles, MO?

The most recent quarter-size-or-larger hail storm recorded by NOAA within 25 miles of St. Charles was on September 17, 2026. HailCheck refreshes from the NOAA Storm Events database daily, so newer events appear here as they are reported.

How often does it hail in St. Charles?

St. Charles averages roughly 69 reported hail events per year within a 25-mile radius. Significant storms (quarter-size or larger) account for 332 of the 347 events recorded over the last five years.

How big does hail typically get in St. Charles?

The largest documented hail near St. Charles in the last five years was baseball-sized or larger. Most St. Charles-area hail falls in the marble-to-quarter range, with destructive storms (egg-size or larger) appearing roughly once every few years.

Does my insurance cover hail damage in MO?

Most homeowners insurance policies in MO cover hail damage to roofs, siding, and gutters under the dwelling and other-structures coverage. Coverage typically requires the damage to be tied to a verifiable storm date — which is where the NOAA hail history above (and a HAAG-style test square validation) becomes important for the claim file.

How do I check hail history for a specific St. Charles address?

Use the HailCheck address search to enter any street address in or near St. Charles. HailCheck returns every NOAA hail event within a configurable radius, along with severity bands, dates, and storm narratives for Pro members.

What a HAAG-Style Test Square Validation Means in St. Charles

If your property in or near St. Charles took on hail during one of the storms above, the standard process for documenting damage is a 10×10 foot test square inspection. A HAAG-trained reviewer counts impact indicators — granule displacement, mat fractures, and bruising — within the marked square and produces a PASS or FAIL document for the claim file.

HailCheck offers a $99 photo-based HAAG-style test square validation. You submit photos from the field, our reviewer evaluates the impact indicators and cross-references the NOAA storm dates listed above, and a written PASS/FAIL determination is returned within one business day. We do not send anyone to the roof — the validation is built around the photos you submit.

Learn About $99 HAAG-Style Validation

Why St. Charles's Location Matters for Hail

St. Charles sits inside the central United States hail belt, where warm Gulf moisture collides with cold continental air to produce supercell thunderstorms capable of dropping the hail documented above. Properties in this zone typically see at least one significant hail event every two to four years.

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