Saginaw Hail — Storm History & NOAA Data for Saginaw, MI

Data current as of 2026-10-16 · Sourced from NOAA Storm Events

Over the past five years, the National Oceanic and Atmospheric Administration has recorded 18 hail storms within 25 miles of Saginaw, MI. Of those, 17 produced hail at least quarter-size — the threshold most insurance carriers consider potentially damaging to asphalt shingles. The largest reported hail in this window was egg-sized, which can fracture shingle mat and dent metal flashing on contact. 2026 was the most active year on record locally, with 13 documented hail events.

Check Hail History for a Specific Address in Saginaw

Hail Severity Breakdown — Saginaw Area (Last 5 Years)

SeverityCountWhat it means for roofs
Destructive1 eventEgg-size, expect mat fractures and gutter damage
Severe2 eventsPing pong-size, granule loss and bruising common
Significant14 eventsQuarter-size, the standard insurance damage threshold
Moderate1 eventMarble-size, possible cosmetic damage

Saginaw Hail Storms by Year

YearReported Hail Events Within 25 mi
202613 events
20241 event
20234 events

2026 was the busiest hail year on record locally for Saginaw, with 13 documented events inside the 25-mile radius. Storm activity in Saginaw typically peaks in spring and early summer, when the jet stream pushes Gulf moisture into the area and supercell thunderstorms become more frequent.

Notable Recent Saginaw Hail Storms

Recent Hail Events Near Saginaw

DateLocationSeveritySizeNOAA Comments
2026-09-02 BIRCH RUN, MI Destructive 2.00" MULTIPLE SPOTTER AND PUBLIC REPORTS WITH IMAGES OF HAILSTONES UP TO 2 INCHES IN DIAMETER ACROSS BIRCH RUN.
2026-06-25 FREELAND, MI Significant 1.00" —
2026-06-25 Freeland, MI Significant 1.00" —
2026-05-17 (MBS)TRI CITY APT SA, MI Significant 1.00" —
2026-05-17 2 SE Tri Cities Intl Ai, MI Significant 1.00" Quarter sized hail reported by trained spotter. Photo also relayed via social media.
2026-05-17 2 SE Freeland, MI Significant 1.25" Half dollar sized hail reported by trained spotter. Photo also relayed via social media.
2026-05-17 FREELAND, MI Significant 1.25" —
2026-05-17 1 W Portsmouth Charter, MI Significant 1.25" Amateur radio relayed photo of roughly half a dozen half dollar sized hail stones in Frankenlust Twp.
2026-05-17 BAY CITY MUNI ARPT, MI Significant 1.00" —
2026-05-17 1 W Portsmouth Charter, MI Significant 1.00" Amateur radio relayed photo of roughly a dozen quarter sized hail stones in Frankenlust Twp.
2026-03-11 3 S Nelson, MI Severe 1.83" 75 minute rainfall total.
2026-03-11 Saginaw Harry Browne Ai, MI Severe 1.57" 5 hour rainfall total.
2026-03-11 Tri Cities Intl Airport, MI Significant 1.25" 5 hour rainfall total.
2024-04-23 WATROUSVILLE, MI Moderate 0.75" —
2023-08-11 OAKLEY, MI Significant 1.00" —
2023-08-11 JUDDVILLE, MI Significant 1.00" —
2023-07-20 MT MORRIS, MI Significant 1.00" —
2023-07-14 CRUMP, MI Significant 1.00" —

Wind Storm History — Saginaw Area (Last 5 Years)

NOAA has recorded 59 high-wind events within 25 miles of Saginaw, MI in the past five years. Of those, 57 reached severe-thunderstorm thresholds (58+ mph). The highest measured gust was 70 mph.

SeverityCount
Severe24 events
Significant33 events
Moderate2 events

Recent Wind Events Near Saginaw

DateLocationGust (mph)SeverityNOAA Comments
2026-06-10 SAGINAW, MI 68 Severe A few trees were blown down in Saginaw Township.
2026-06-10 FREELAND, MI 64 Severe A large tree was reported down in Freeland, along with power outages in the area.
2026-06-10 MIDLAND, MI 70 Severe Dozens of trees were blown down, particularly in Larkin and Midland Townships.
2026-06-10 FISHERVILLE, MI 70 Severe Scattered trees and wires were reported down across the entire county.
2026-06-10 BULLOCK CREEK, MI 58 Significant Several large tree limbs were reported down.
2026-06-10 BAY CITY MUNI ARPT, MI 70 Severe Straight-line winds knocked down over a dozen trees and power lines, starting near the intersection of Brown and Farley Roads and extending northeast to the Tuscola County border.
2026-05-18 HEMLOCK, MI 60 Significant A healthy, 24-inch-diameter tree was reported down.
2026-05-18 Saginaw Harry Browne Ai, MI 60 Significant Measured at KHYX - Harry Browne Airport
2026-05-18 BUENA VISTA, MI 60 Significant —
2026-05-18 MT MORRIS, MI 58 Significant Large tree limbs blown down on powerlines.
2026-05-18 BUENA VISTA, MI 64 Severe Multiple trees down near Harry Browne Airport.
2026-05-18 Tri Cities Intl Airport, MI 56 Significant Measured at KMBS - MBS International Airport
2026-05-18 Tri Cities Intl Airport, MI 63 Significant Measured at KMBS - MBS International Airport
2026-05-18 (MBS)TRI CITY APT SA, MI 63 Significant —
2026-05-18 ESSEXVILLE, MI 58 Significant Large tree limbs (10-12 inches in diameter) reported down.
2026-04-27 Tri Cities Intl Airport, MI 45 Moderate Measured gust at KMBS.
2026-04-27 Jack Barstow Airport, MI 41 Moderate Measured gust at KIKW.
2025-08-12 WILLARD, MI 64 Severe Trees and power lines observed down, as well as a collapsed barn.
2025-08-12 MIDLAND, MI 64 Severe Sporadic tree damage, with a number of large trees uprooted and tree limbs downed across the neighborhood. Some of the tree damage resulted in downed power lines. Minor property damage occurred where downed trees or tree limbs fell on power lines, forcing the lines to disconnect or loosen from nearby homes. All of the tree damage was noted to be blown from west to east. The swath of wind damage broadened from one-half mile wide to three-quartres of a mile wide.
2025-07-28 TOBICO, MI 66 Severe —

Frequently Asked Questions About Saginaw Hail

When was the last major hail storm in Saginaw, MI?

The most recent quarter-size-or-larger hail storm recorded by NOAA within 25 miles of Saginaw was on September 2, 2026. HailCheck refreshes from the NOAA Storm Events database daily, so newer events appear here as they are reported.

How often does it hail in Saginaw?

Saginaw averages roughly 4 reported hail events per year within a 25-mile radius. Significant storms (quarter-size or larger) account for 17 of the 18 events recorded over the last five years.

How big does hail typically get in Saginaw?

The largest documented hail near Saginaw in the last five years was egg-sized. Most Saginaw-area hail falls in the marble-to-quarter range, with destructive storms (egg-size or larger) appearing roughly once every few years.

Does my insurance cover hail damage in MI?

Most homeowners insurance policies in MI cover hail damage to roofs, siding, and gutters under the dwelling and other-structures coverage. Coverage typically requires the damage to be tied to a verifiable storm date — which is where the NOAA hail history above (and a HAAG-style test square validation) becomes important for the claim file.

How do I check hail history for a specific Saginaw address?

Use the HailCheck address search to enter any street address in or near Saginaw. HailCheck returns every NOAA hail event within a configurable radius, along with severity bands, dates, and storm narratives for Pro members.

What a HAAG-Style Test Square Validation Means in Saginaw

If your property in or near Saginaw took on hail during one of the storms above, the standard process for documenting damage is a 10×10 foot test square inspection. A HAAG-trained reviewer counts impact indicators — granule displacement, mat fractures, and bruising — within the marked square and produces a PASS or FAIL document for the claim file.

HailCheck offers a $99 photo-based HAAG-style test square validation. You submit photos from the field, our reviewer evaluates the impact indicators and cross-references the NOAA storm dates listed above, and a written PASS/FAIL determination is returned within one business day. We do not send anyone to the roof — the validation is built around the photos you submit.

Learn About $99 HAAG-Style Validation

Why Saginaw's Location Matters for Hail

Saginaw sits east of the traditional hail alley, where hail events are less frequent than the central plains but tend to be associated with strong squall lines and tropical systems. Local roof systems are less commonly hardened for hail, which can mean even moderate impacts produce claim-worthy damage.

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