Ham Lake Hail — Storm History & NOAA Data for Ham Lake, MN

Data current as of 2026-10-16 · Sourced from NOAA Storm Events

Over the past five years, the National Oceanic and Atmospheric Administration has recorded 294 hail storms within 25 miles of Ham Lake, MN. Of those, 228 produced hail at least quarter-size — the threshold most insurance carriers consider potentially damaging to asphalt shingles. The largest reported hail in this window was baseball-sized or larger, which can fracture shingle mat and dent metal flashing on contact. 2026 was the most active year on record locally, with 125 documented hail events.

Hail Severity Breakdown — Ham Lake Area (Last 5 Years)

Ham Lake Hail Storms by Year

2026 was the busiest hail year on record locally for Ham Lake, with 125 documented events inside the 25-mile radius. Storm activity in Ham Lake typically peaks in spring and early summer, when the jet stream pushes Gulf moisture into the area and supercell thunderstorms become more frequent.

Notable Recent Ham Lake Hail Storms

• June 19, 2026 — Significant hail (quarter-sized or larger) reported near 1 WSW Maplewood. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Ham Lake-area properties.
• June 19, 2026 — Significant hail (quarter-sized or larger) reported near 2 NNE St. Paul. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Ham Lake-area properties.
• June 19, 2026 — Severe hail (ping pong ball-sized) reported near Falcon Heights. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Ham Lake-area properties.
• June 19, 2026 — Significant hail (quarter-sized or larger) reported near 2 W Maplewood. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Ham Lake-area properties.
• June 19, 2026 — Severe hail (ping pong ball-sized) reported near FALCON HGTS. This storm met the quarter-size insurance damage threshold and is a candidate date when filing a claim for Ham Lake-area properties.

Recent Hail Events Near Ham Lake

Wind Storm History — Ham Lake Area (Last 5 Years)

NOAA has recorded 145 high-wind events within 25 miles of Ham Lake, MN in the past five years. Of those, 145 reached severe-thunderstorm thresholds (58+ mph). The highest measured gust was 85 mph.

Recent Wind Events Near Ham Lake

Frequently Asked Questions About Ham Lake Hail

When was the last major hail storm in Ham Lake, MN?

The most recent quarter-size-or-larger hail storm recorded by NOAA within 25 miles of Ham Lake was on June 19, 2026. HailCheck refreshes from the NOAA Storm Events database daily, so newer events appear here as they are reported.

How often does it hail in Ham Lake?

Ham Lake averages roughly 59 reported hail events per year within a 25-mile radius. Significant storms (quarter-size or larger) account for 228 of the 294 events recorded over the last five years.

How big does hail typically get in Ham Lake?

The largest documented hail near Ham Lake in the last five years was baseball-sized or larger. Most Ham Lake-area hail falls in the marble-to-quarter range, with destructive storms (egg-size or larger) appearing roughly once every few years.

Does my insurance cover hail damage in MN?

Most homeowners insurance policies in MN cover hail damage to roofs, siding, and gutters under the dwelling and other-structures coverage. Coverage typically requires the damage to be tied to a verifiable storm date — which is where the NOAA hail history above (and a HAAG-style test square validation) becomes important for the claim file.

How do I check hail history for a specific Ham Lake address?

Use the HailCheck address search to enter any street address in or near Ham Lake. HailCheck returns every NOAA hail event within a configurable radius, along with severity bands, dates, and storm narratives for Pro members.

What a HAAG-Style Test Square Validation Means in Ham Lake

If your property in or near Ham Lake took on hail during one of the storms above, the standard process for documenting damage is a 10×10 foot test square inspection. A HAAG-trained reviewer counts impact indicators — granule displacement, mat fractures, and bruising — within the marked square and produces a PASS or FAIL document for the claim file.

HailCheck offers a $99 photo-based HAAG-style test square validation. You submit photos from the field, our reviewer evaluates the impact indicators and cross-references the NOAA storm dates listed above, and a written PASS/FAIL determination is returned within one business day. We do not send anyone to the roof — the validation is built around the photos you submit.

Why Ham Lake's Location Matters for Hail

Ham Lake sits east of the traditional hail alley, where hail events are less frequent than the central plains but tend to be associated with strong squall lines and tropical systems. Local roof systems are less commonly hardened for hail, which can mean even moderate impacts produce claim-worthy damage.

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